The Halifax ads are a British institution. Like Jedward, SuBo and Rossell (the apocalyptic coupling of Russell Brand and Jonathan Ross), those 30 seconds of TV time stand up and say ‘Look at us we’re kooky!’. When the first musical Halifax adverts came out all those years, we were all quick to discuss how they warned us our homes were at risk if we didn’t keep up payments to the tune of ‘burning Down the House’. We took everyday banker, Howard Brown, to our hearts. In 2003, he appeared on The Office as Howard Brown and, in 2005, under the name Howard Brown, he released a charity single. Even today, he has his own Wikipedia page. How many people’s mortgages fell apart whilst he was living the high life of z-lebrity? It’s hard to say. Still, he was that famous, he didn’t even need to voice the animated version of himself!
Still, everything must end. Tories make way for Labour, Marathon makes way for Snickers and David Tennant makes way for David Mitchell. Halifax knew that their Britain’s Got Talent antics had to go. The economic crisis created by a few tosspots in suits had left the world very different to one that applauded changing the words of ‘Who Let the Dogs out?’ to ‘Who Gives You Extra?’. After they had accepted £25 billion in the form of a bail out, the nation had turned its back on Hali. Drastic action was taken and from the ashes of Howard came the bright, burning visage of Halifax Radio!
Yes, now instead of singing us the praises of Halifax, four staff members (They’re real people you know! Like you and me! And you! And you Aunty Em!) discuss the praises of Halifax. How brilliant! How down to Earth!
How fucking nauseating.
The ad needs really only about 5 seconds.
‘Halifax will put £5 in your account every month’
Job done. However, this simple message is woven into a fake radio broadcast where everyone chooses to eat with their mouths full and drink tea before they are able to nod. Don’t know what I’m talking about. Watch the ad again. See, you don’t notice it before did you? Once you’ve seen it, you can’t unsee it.
I digress. After much chomping and slurping, the ginger Chris Moyles points out that instead of good morning, they should say High five to their customers! See, what they’ve done there is associate high five with the joyful experience of having £5 put in your account by your bank so you can pay off a small percentage of that £2,500 overdraft given to you by the very same bank. Woo! Come on everyone! High Five to a Spandau Ballet soundtrack. What follows next is a montage of the most embarrassing hand gestures known to mankind. Halifax manages to kill the art of giving and receiving high five stone dead. Some people, unable to cope with a high five, resort to giving low fives. Low fives? Low fives?! This is high five! Why do you think we’re playing ‘Gold’! If Howard was here he’d give us all TEN and do it to the tune of ‘All the Things She Said’.
Does it make me want to change banks? Of course not. At least when they were doing choreographed dance moves I felt I could trust them a little bit, but, when the simplicity of a high five is too much for some without the aid of the a giant foam hand, it’s hard to think they will be able to handle the complexities of an ISA.

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